ほけんの窓口 ちゅうぎん岡山駅前ほけんプラザ

I don't need insurance, but ?

It was three years ago. Until now, I had no problem with my health checkup, and my family didn't have anything special, so I had only a negative image of insurance. However, if I repeat hospitalization and discharge at the end of my work life and consider the future medical insurance system, I can imagine that a large amount of money will be required for the room fee, so I was thinking of taking out insurance. .. Therefore, I decided to consult here. So I asked him the same thing as the insurance companies he had been involved with. I had the following conversations with insurance companies so far, but none of them was convincing. For example, I know that insurance companies are making money. To the extent that a building can be built. If so, 30% would be costs (payment due to insurance accidents) and the rest would be business operating costs and labor costs. So how much will the insurer end up benefiting me? When asked, "Insurance is not profitable, it can be solved with money in case of emergency." Then, what is the probability of that "Iza"? However, there is no such data. It is said that cancer has a one-half chance, but it can't be helped at the age of 90. It can't be helped if I'm 80 years old. At the age of 70, I can't help but worry. It's frustrating to be 60 years old, but it can't be helped. After all, if something happens in the active generation, what is the probability of getting cancer in the active generation? But he says, "There is no such data." There is no reason not to. The article in the Sanyo Shimbun said something like this. There are data that follow up about 3,800 people with colorectal cancer and examine the survival rate after 10 years between those who have been actively treated and those who have not, but only one person is different. .. Even if cancer is overcome by the stress of treatment, the only difference is whether it will die from another disease or cancer. A person will die someday. When you convey that data He was told that he wouldn't regret having money when something happened. No, why don't we just play with the insurance premium and die in order to have a life that we won't regret? It is said that it is the person's sense of values. I couldn't find an insurance company that could convince me through such an exchange. However, I was convinced that he explained it properly here. As a result, I didn't have cancer insurance, but I did have medical insurance and long-term care insurance. I felt that I could trust him because he kept up with me until the end.